Welcome to Talent Ghar (www.talentghar.com), operated by Talent Ghar Business Services. By accessing or using our website, courses, or placement services, you agree to be bound by the following terms:

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1. Services Offered

Talent Ghar provides online and offline training programs, career development workshops, and job placement assistance. We reserve the right to modify or discontinue any service at any time without notice.

2. User Responsibilities

• Users must provide accurate and current information during registration.

• Any misuse, unauthorized access, or unethical use of our services is strictly prohibited.

• You agree not to copy, reproduce, or distribute course content without permission.

3. Payment Terms

All payments for courses, workshops, or services must be made in advance through approved payment gateways like Razorpay.

4. Intellectual Property

All content (videos, PDFs, assignments, branding, etc.) is the property of Talent Ghar and protected by copyright laws.

5. Limitation of Liability

Talent Ghar shall not be held liable for any indirect, incidental, or consequential damages from the use or inability to use our services.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India.

Your privacy is important to us. This Privacy Policy outlines how Talent Ghar collects, uses, and protects your data.

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1. Information We Collect

• Name, contact details, email address

• Academic & professional qualifications

• Payment and billing information (via secure gateways like Razorpay)

• Website usage data via cookies

2. Use of Information

• To provide training and placement services

• For internal record keeping and communication

• To improve our offerings and user experience

• For secure processing of payments

3. Sharing of Data

We do not sell, trade, or rent your personal information. Data may be shared with employers or partners only with your consent or as required by law.

4. Data Security

We use industry-standard measures (SSL, encryption, secure servers) to protect your personal data.

5. Cookies

Our website may use cookies for traffic analysis and improving user experience. You can choose to disable cookies in your browser settings.

At Talent Ghar, we strive to offer quality services. However, if you're unsatisfied, please review our refund and cancellation terms:

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1. Training Programs

• Refund Eligibility: You may request a refund within 3 days of enrollment if you haven't accessed more than 10% of the course content.

• Non-Refundable: After the 3-day window or once a certificate is issued, no refunds will be granted.

2. Job/Placement Services

• Placement assistance services are non-refundable once activated or any part of the service is used.

3. Cancellation Policy

• Users can cancel training enrollment by contacting support via email at support@talentghar.com.

• Refunds, if eligible, will be processed within 7-10 working days to the original payment method via Razorpay.

4. Contact for Disputes

For any disputes or concerns, please write to us at:
support@talentghar.com

As our services are entirely digital or in-person, no physical delivery or shipping is involved.